I believe that every community should adopt this system for financing solar energy and efficiency upgrades at the household/commercial building level.
Read the basic description HERE.
Here is is the actual MANUAL created as a "how-to" guide for communities and policy makers.
Here you can find an EVALUATION of the pilot project from many different stakeholders.
This Financing program has only winners. No taxpayer funds are used. The building owner gets convenient, reasonably priced financing which is easily assumable by subsequent building owners. There is virtually no risk to the municipal bondholders who provide the funding so the interest rates can be very reasonable.And the interest is all deductible.